September 12, 2013

You are receiving this email based on your employment by the University of Illinois within the last six months. If you or your dependent family members do not maintain health insurance coverage, please read this email carefully to determine whether you should take action in the near future.

INDIVIDUAL RESPONSIBILITY TO OBTAIN HEALTH CARE COVERAGE:

The federal Patient Protection and Affordable Care Act (“PPACA”) requires that nearly all individuals with income above the tax-filing threshold secure health insurance coverage by January 1, 2014, for themselves and their family members or pay a penalty when filing their income tax return. (See the links in the Resources section below for more information on the threshold, exemptions, and penalties.) If you maintain health insurance under the University of Illinois Student Health Insurance Plan (“Campus Care”), you have satisfied your individual responsibility under PPACA for yourself. If you have dependent family members, you must also ensure that they have health insurance coverage that meets PPACA requirements.

HEALTH INSURANCE MARKETPLACE NOTICE:

This month, the University will mail a mandated notice (“Insurance Marketplace Notice”) to each employee at the home mailing address that is on file with the University. The notice explains the option to purchase health insurance through the Health Insurance Marketplace. Even if you are enrolled in the student health insurance plan, the University is still required to send you this notice.

Please note that the Insurance Marketplace Notice discusses health plans offered to certain University employees through the State of Illinois Department of Central Management Services (“CMS”) (also referred to as the “State Employees’ Group Insurance Program” or “SEGIP”). Student employees are not currently eligible for coverage through CMS.

WHAT IF I ALREADY HAVE HEALTH INSURANCE COVERAGE FOR MYSELF AND MY DEPENDENT FAMILY MEMBERS?

The University requires that all registered Undergraduate, Graduate, and Health Professional students maintain health insurance coverage and provides the Campus Care plan for students and any eligible dependents, with premiums automatically assessed unless a student seeks a waiver by providing proof of other health insurance coverage. Therefore, if you already have health insurance coverage for yourself and your dependent family members through Campus Care and/or a parent, spouse, or other family member, then the Insurance Marketplace Notice will be for informational purposes because you will already satisfy your responsibility to maintain health insurance coverage. You do not need to purchase insurance through the Marketplace as long as you and your dependent family members maintain insurance coverage.

WHAT IF I DO NOT HAVE HEALTH INSURANCE COVERAGE FOR MYSELF AND/OR MY DEPENDENT FAMILY MEMBERS?

If you do not have health insurance coverage for yourself and/or your dependent family members through the student health insurance plan and/or a parent, spouse, or other family member, then you should carefully review the Insurance Marketplace Notice and understand your option to purchase health insurance through the Marketplace.

If you were eligible for health insurance coverage through Campus Care but waived coverage and do not have any other health coverage through a parent, spouse, or family member, then you can request reinstatement to satisfy your individual responsibility under PPACA. If you remain eligible for Campus Care, you may have until August 2014 to fulfill your obligation under PPACA. Contact Campus Care or consult the website at http://www.uic.edu/hsc/campuscare/feesdates.html for fees, deadlines, and enrollment forms.

RESOURCES:

We hope that this email has been useful in informing you about the upcoming requirements of PPACA. If you have additional questions regarding these issues, please consult the resources listed below. 

PPACA Overview
https://www.healthcare.gov/blog/2014-in-214-words/

PPACA Penalties, Minimum Coverage, and Exemptions
https://www.healthcare.gov/what-if-someone-doesnt-have-health-coverage-in-2014/

Tax-Filing Thresholds for Most Taxpayers
Please consult with your tax advisor regarding your tax-filing status.
http://www.irs.gov/publications/p501/ar02.html#en_US_2012_publink1000270109

Insurance Marketplace Notice
View a copy of the notice at https://nessie.uihr.uillinois.edu/pdf/benefits/InsMarketplaceNotice.pdf

Health Insurance Marketplace
https://www.healthcare.gov/

Eligibility criteria for coverage through CMS
See the State of Illinois Employees Benefits Handbook at http://www2.illinois.gov/cms/Employees/benefits/StateEmployee/Documents/2011_State_Employee_Benefits_Handbook.pdf

QUESTIONS?

If you have questions about your employment status, please contact your campus Student Employment or Human Resources office:

  • UIC Student Employment: 312-996-3130 or studentjobs@uic.edu
  • UIC HR Service Center (Graduate Student Employees): 312-996-7606

If you have questions about the student health insurance plan, please contact the Student Insurance office: Campus Care at 312-996-4915 or cchealth@uic.edu.

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